Homes & Land Implode I have a friend that lives in one of the most prosperous real estate markets in America right now, Boise Idaho. Her home has appreciated in excess of 110 percent over the past 4 years. When she decided to place it on the market, “comps” appraised…

The Biblical Jesus Christ Described in Detail Caution: You may not want to read this article if you are Jewish, an Atheist-Agnostic, Buddhist, Muslim, Psychic, Witch or Wiccan. Doing so may cause you to question your belief system. If you are ready for a major shock, then proceed on by…

Markets Poised for a Major Crash With all that “The Fed” and the FOMC has been doing this year, there is a growing number of economists that are certain a Stock Market Crash of “epic proportions” is about to happen. No one knows the exact timing of this horrific event, but I’m giving you a dire…

Market Experts Say “We are in a Deep Recession” — As of Mid-September, 2022 the United States Housing Market has entered a “Deep Recession.” The causation of this recession has its roots in both mortgage rate increases and ongoing home price inflation. The inflated home prices have both Pandemic/Supply Chain Origins and high consumer demand origins. This has now trickled…

Literacy in Finance Way Down The concept of financial literacy (or lack thereof) includes a broad spectrum of topics. If I could be so bold as to name a few financial areas that all consumers should be aware of, here is a common list: Simple vs. Compound interest, Amortization of…

Large Homebuilders Downgraded Major banks, research analysts, and investment firms are starting to downgrade some of America’s largest homebuilders amidst the current slowdown in the housing market. When a stock is downgraded by “analysts”, it usually goes from a “Buy or Hold” status to either an “Underperform or Sell” status…

Is it a Boom or a Bust? — If you are like most homeowners, you often check up on the equity that you’ve built up in your home over the years. That is usually done by determining the market value of the property (easily by checking a couple websites) and subtracting out any outstanding loan against it. Occasionally…

Signs of “Cooling” Everywhere It appears that the stock market (capital markets) and the real estate markets are heading southbound. Up until earlier this year, our nation has enjoyed very low interest rates (financing costs) since about 2010. On top of this scenario, you can add Pandemic fueled high (personal)…

Signs of Reversal Evident — So how did we get to this point…why are both the stock market (financial capital markets) and the real estate market heading southbound? Well, unless you have lived in a cave for the past 10 years, you’ll know at least one element. Up until earlier this year, our nation has…